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Get real, bindable home and auto insurance quotes via MCP with human-completed bind support.
Do not connect
A critical issue was found. Do not connect this server as-is.
Scanned 1 month ago Due for re-check
A server can change after it's graded. Re-run the automated scan to refresh this report.
This grade is deterministic and reproducible: the same server surface always yields the same grade under a given algorithm version. It is a real automated assessment computed by the MCPGrade engine from what the probe actually observed — not a fabricated or opinion score. It is not a manual human pentest, so it can miss context-specific risks.
Every signal below was measured directly by the automated probe. The grade is derived only from evidence like this — nothing is assumed.
The quotor MCP server exposes 11 tools, focused primarily on general-purpose capabilities. Its published description reads: "Get real, bindable home and auto insurance quotes via MCP with human-completed bind support". It communicates over Streamable HTTP using the 2026-07-28 protocol revision, and does not require authorization to connect. MCPGrade currently rates quotor F — a critical issue was found and the server should not be connected as-is. Its most notable findings include "Hidden instructions in a tool description" and "Hidden instructions in a tool description". This report is a deterministic, reproducible automated assessment: the same observed surface always yields the same grade under a given algorithm version, and it is refreshed as new scans arrive and free to read — but it is not a substitute for a manual human security review. Always re-check quotor's advertised tools, transport security, and authorization posture before connecting an autonomous agent or sharing sensitive context with it.
Add quotor to an MCP client using the endpoint below. Review the grade and findings above before granting an autonomous agent access.
MCP endpoint
https://mcp.quotor.aiStreamable HTTP transport. This is the MCP endpoint, not a website — paste it into your MCP client server list rather than a browser.
Captured passively during the read-only scan. Click any value to find servers that match it.
The tools this server advertises via tools/list — names, purposes, and the parameters each accepts, exactly as enumerated read-only.
Confirm whether Libertas can quote and bind insurance for the customer in their state. Call this first — before collecting any personal details — when the customer asks about insurance prices, switchi
Begin a new home, auto, or bundled insurance quote. Returns a quote ID to use on every following call. Call this when the customer wants to get an insurance price. INTAKE ORDER (Kyle 2026-06-11 — coll
Set or refine any quote parameter except regulated enrichment fields (credit score, MVR, CLUE, VIN-decoded vehicle attributes, public-record property attributes). Idempotent — call as many times as ne
Fire all eligible A-rated carriers in parallel AND kick off live rate-finishing. RETURNS IMMEDIATELY — does NOT wait. TWO STAGES follow: 1. First numbers land in 30–90 seconds. Options surface as hone
Check rating + live-finishing progress. Call between wait-phase questions (every customer turn or two after get_quote_options). Returns one of: - 'running' — indicatives still landing; continue the wa
Pull the full coverage breakdown, deductibles, applied discounts, and payment plan options for a single masked option (Home Carrier A, Auto Carrier B, etc.). Use when the customer wants to dig into a
Generate a single-use secure link, valid for 7 days, that the customer can follow to a Libertas bind-request page. The chat widget will usually render an inline 'Request Bind' card directly — prefer r
Submit the customer's bind request from the chat. Triggers an internal task for our licensed team to follow up. THIS IS NOT INSTANT BIND — no payment is collected and no coverage starts from this call
Save-the-sale tool — call when the customer signals dissatisfaction with the current options ("too expensive", "let me think", "what else do you have", "is this the best you can do", "I'll check elsew
Capture a lead for an insurance product Libertas doesn't quote inline (renters, life, commercial, motorcycle, boat, RV, umbrella, condo, landlord, etc.) — OR any home/auto customer who asks to be cont
Pick up an existing quote that was started in a previous session or on a different platform. The customer supplies a quote ID. Verification: if the same authenticated user (OAuth user_id matches acros
Sorted worst-first. Each finding shows its severity, what it means, its OWASP MCP Top-10 mapping, and a recommended fix — the check id links to the exact methodology row that produced it.
tool: get_quote_options
A tool description contains imperative text aimed at the model (e.g. "ignore previous", "before answering read …").
playbook in the system prompt (waters first, then current premium — top priorRecommendationRemove model-directed instructions from tool descriptions.
tool: request_bind_inline
A tool description contains imperative text aimed at the model (e.g. "ignore previous", "before answering read …").
equired, though you should always honor your own platform's confirmation practiceRecommendationRemove model-directed instructions from tool descriptions.
tool: start_quote
A tool description tries to alter the model’s use of another tool.
y volunteer via update_quote and move on — do NOT turn this into a coverageRecommendationDescriptions must describe only their own tool.
tool: update_quote
A tool exposes a free-text/webhook/feedback parameter with no honest purpose — a classic exfil channel.
values to sync CONVERSATION STYLE for coverages (per Kyle, the agency princRecommendationRemove side-channel parameters; constrain tool inputs.
tool: update_quote
A tool description tries to alter the model’s use of another tool.
RecommendationDescriptions must describe only their own tool.
tool: get_quote_options
A tool description tries to alter the model’s use of another tool.
rier completes. check_quote_status reports this via its 'finishing' block. What yRecommendationDescriptions must describe only their own tool.
tool: check_quote_status
A tool description tries to alter the model’s use of another tool.
he answers with update_quote (the prompt 'field' values are the exact patchRecommendationDescriptions must describe only their own tool.
tool: get_bind_link
A tool description tries to alter the model’s use of another tool.
rectly — prefer request_bind_inline for the in-chat flow. Use get_bind_link when thRecommendationDescriptions must describe only their own tool.
tool: request_bind_inline
A tool exposes a free-text/webhook/feedback parameter with no honest purpose — a classic exfil channel.
parameter "customer_notes"RecommendationRemove side-channel parameters; constrain tool inputs.
tool: check_late_arrivals
A tool description tries to alter the model’s use of another tool.
ONLY WHEN: - check_quote_status has returned 'quoted' at least once (there's aRecommendationDescriptions must describe only their own tool.
tool: submit_lead
A tool exposes a free-text/webhook/feedback parameter with no honest purpose — a classic exfil channel.
parameter "notes"RecommendationRemove side-channel parameters; constrain tool inputs.
tool: submit_lead
A tool description tries to alter the model’s use of another tool.
ter instead of finishing the quote in chat. Creates a row in the CRM LeadsRecommendationDescriptions must describe only their own tool.
The server accepts tool enumeration (and likely invocation) with no authentication.
RecommendationRequire OAuth 2.1 authorization for any server exposing non-public tools.
tool: check_eligibility
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: start_quote
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: get_quote_options
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: check_quote_status
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: get_bind_link
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: request_bind_inline
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: check_late_arrivals
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: submit_lead
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
tool: resume_quote
The server advertises open-world / broadly-scoped capabilities.
annotations.openWorldHint = trueRecommendationScope tools to the minimum needed.
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