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Directory of US clearinghouse and payer APIs (Availity, Optum, Waystar) with pricing and access signals.
Review before connecting
The findings on this server are worth reviewing before you connect an agent to it.
Scanned 1 month ago Due for re-check
A server can change after it's graded. Re-run the automated scan to refresh this report.
This grade is deterministic and reproducible: the same server surface always yields the same grade under a given algorithm version. It is a real automated assessment computed by the MCPGrade engine from what the probe actually observed — not a fabricated or opinion score. It is not a manual human pentest, so it can miss context-specific risks.
Every signal below was measured directly by the automated probe. The grade is derived only from evidence like this — nothing is assumed.
The payer-api-directory MCP server exposes 4 tools across a range of capabilities. Its published description reads: "Directory of US clearinghouse and payer APIs (Availity, Optum, Waystar) with pricing and access signals". It communicates over Streamable HTTP using the 2026-07-28 protocol revision, and does not require authorization to connect. MCPGrade currently rates payer-api-directory C+ — the findings are worth reviewing before you connect an agent to it. Its most notable finding was "No authorization on a public remote server". This report is a deterministic, reproducible automated assessment: the same observed surface always yields the same grade under a given algorithm version, and it is refreshed as new scans arrive and free to read — but it is not a substitute for a manual human security review. Always re-check payer-api-directory's advertised tools, transport security, and authorization posture before connecting an autonomous agent or sharing sensitive context with it.
Add payer-api-directory to an MCP client using the endpoint below. Review the grade and findings above before granting an autonomous agent access.
MCP endpoint
https://clearinghouse.dropwatchhq.com/mcpStreamable HTTP transport. This is the MCP endpoint, not a website — paste it into your MCP client server list rather than a browser.
Captured passively during the read-only scan. Click any value to find servers that match it.
The tools this server advertises via tools/list — names, purposes, and the parameters each accepts, exactly as enumerated read-only.
List all medical clearinghouse / payer-API vendors in the directory with their access model, API style, supported X12 functions, and whether pricing is public.
Full record for one vendor: what it does, dated+confidence-tagged pricing signals, access requirements, and small-practice fit. confidence is one of published/reported/none.
Which vendors support a given X12 function. function slug one of: eligibility, claims, era, claim-status, prior-auth.
Transparently rank vendors for a practice. Returns scored shortlist with the reasoning for each. Inputs: functions needed, dev-integration flag, budget-sensitive flag.
Sorted worst-first. Each finding shows its severity, what it means, its OWASP MCP Top-10 mapping, and a recommended fix — the check id links to the exact methodology row that produced it.
The server accepts tool enumeration (and likely invocation) with no authentication.
RecommendationRequire OAuth 2.1 authorization for any server exposing non-public tools.
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