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Do not connect
The assessed surface is high-risk. Remediate the findings before connecting.
Scanned 12 days ago Due for re-check
A server can change after it's graded. Re-run the automated scan to refresh this report.
This grade is deterministic and reproducible: the same server surface always yields the same grade under a given algorithm version. It is a real automated assessment computed by the MCPGrade engine from what the probe actually observed — not a fabricated or opinion score. It is not a manual human pentest, so it can miss context-specific risks.
Every signal below was measured directly by the automated probe. The grade is derived only from evidence like this — nothing is assumed.
The menlo-insurance MCP server exposes 11 tools, focused primarily on general-purpose capabilities. It communicates over Streamable HTTP using the 2025-06-18 protocol revision, and does not require authorization to connect. MCPGrade currently rates menlo-insurance D+ — the assessed surface is high-risk and should be remediated before use. Its most notable findings include "Cross-tool shadowing" and "No authorization on a public remote server". This report is a deterministic, reproducible automated assessment: the same observed surface always yields the same grade under a given algorithm version, and it is refreshed as new scans arrive and free to read — but it is not a substitute for a manual human security review. Always re-check menlo-insurance's advertised tools, transport security, and authorization posture before connecting an autonomous agent or sharing sensitive context with it.
Add menlo-insurance to an MCP client using the endpoint below. Review the grade and findings above before granting an autonomous agent access.
MCP endpoint
https://www.menloinsurance.com/mcpStreamable HTTP transport. This is the MCP endpoint, not a website — paste it into your MCP client server list rather than a browser.
Captured passively during the read-only scan. Click any value to find servers that match it.
The tools this server advertises via tools/list — names, purposes, and the parameters each accepts, exactly as enumerated read-only.
Lists Menlo’s published quote forms with the states each serves, its website quote link and how requests are processed. Availability does not guarantee eligibility or a carrier quote.
Returns the website quote form link for a published formId. Does not create or submit an application or read private quotes.
Creates one empty quote draft for a published formId selected from the customer's stated need, or resumes the one existing connected quote. Requires website OAuth consent first. Repeated calls return
Returns the connected quote’s current page: grouped questions, visibility conditions, ZIP/state prefills, and whether the page must be completed on Menlo’s website (coverage choices and protected ques
Saves answers to ordinary questions on the connected quote’s current application page and returns the updated page. A save can overwrite earlier answers and can start or resume eligible carrier proces
Returns the connected application's ordinary answers, exact quote-authorization consent, Terms link and a short-lived revision-bound reviewToken when ready. Protected values are excluded. Reading does
Accepts the customer's explicitly confirmed application review and displayed quote consent, records acceptance of Menlo's Terms and requests eligible carrier quotes through Menlo's existing workflow.
Returns the connected quote’s stage, carrier outcomes and available quotes. Premiums are indicative carrier results and nothing is bound. Includes a waiting-on-carriers message and whether an MCP Even
Returns the connected quote’s outstanding follow-up questions and correction requests, deduplicated across carriers, with the current baseRevision. Questions marked for the website (protected informat
Saves answers to the connected quote’s outstanding follow-up questions and returns the updated status. A save can overwrite earlier answers and resume affected carrier processing. Coverage limits, ded
Returns the identifier and display name of the one connected quote, or a new-quote connection label before its draft is started. The connection covers one quote, not a customer account.
Sorted worst-first. Each finding shows its severity, what it means, its OWASP MCP Top-10 mapping, and a recommended fix — the check id links to the exact methodology row that produced it.
tool: (server instructions)
A tool description tries to alter the model’s use of another tool.
surance agency. list_products and get_quote_link are public. The other toolsRecommendationDescriptions must describe only their own tool.
The server accepts tool enumeration (and likely invocation) with no authentication.
RecommendationRequire OAuth 2.1 authorization for any server exposing non-public tools.
tool: answer_quote_page
The server advertises open-world / broadly-scoped capabilities.
annotations.destructiveHint = trueRecommendationScope tools to the minimum needed.
tool: submit_quote_request
The server advertises open-world / broadly-scoped capabilities.
annotations.destructiveHint = trueRecommendationScope tools to the minimum needed.
tool: answer_additional_questions
The server advertises open-world / broadly-scoped capabilities.
annotations.destructiveHint = trueRecommendationScope tools to the minimum needed.
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