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China insurance product search, recommendations, and premium calculation.
Review before connecting
The findings on this server are worth reviewing before you connect an agent to it.
Scanned 1 month ago Due for re-check
A server can change after it's graded. Re-run the automated scan to refresh this report.
This grade is deterministic and reproducible: the same server surface always yields the same grade under a given algorithm version. It is a real automated assessment computed by the MCPGrade engine from what the probe actually observed — not a fabricated or opinion score. It is not a manual human pentest, so it can miss context-specific risks.
Every signal below was measured directly by the automated probe. The grade is derived only from evidence like this — nothing is assumed.
The insurance-advisor MCP server exposes 9 tools, focused primarily on database capabilities. Its published description reads: "China insurance product search, recommendations, and premium calculation". It communicates over Streamable HTTP using the 2026-07-28 protocol revision, and does not require authorization to connect. MCPGrade currently rates insurance-advisor C — the findings are worth reviewing before you connect an agent to it. Its most notable findings include "Cross-tool shadowing" and "No authorization on a public remote server". This report is a deterministic, reproducible automated assessment: the same observed surface always yields the same grade under a given algorithm version, and it is refreshed as new scans arrive and free to read — but it is not a substitute for a manual human security review. Always re-check insurance-advisor's advertised tools, transport security, and authorization posture before connecting an autonomous agent or sharing sensitive context with it.
Add insurance-advisor to an MCP client using the endpoint below. Review the grade and findings above before granting an autonomous agent access.
MCP endpoint
https://whylingxi.cn/mcpStreamable HTTP transport. This is the MCP endpoint, not a website — paste it into your MCP client server list rather than a browser.
Captured passively during the read-only scan. Click any value to find servers that match it.
The tools this server advertises via tools/list — names, purposes, and the parameters each accepts, exactly as enumerated read-only.
获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。
按条件搜索保险产品，返回结构化JSON列表。支持按险种、年龄、预算、关键词筛选。
获取单个产品的结构化信息。compact=true时只返回摘要字段，适合Agent快速浏览；默认返回完整信息含条款详情。
对比2-5款产品的关键维度（保费、保障、免赔额、续保等），返回结构化对比表。
根据用户画像推荐保险方案（核心工具）。信息不全也可调用——返回最佳推荐+缺失字段提示。传入health_conditions自动附带核保结论。默认纯数据模式(<100ms)，设include_reasoning:true生成自然语言理由(+3s)。
查询指定产品在特定年龄/性别下的精确保费数据。
回答保险知识问题。默认返回知识库检索结果；传synthesize:true可获得LLM整合答案。
核保预判：根据用户健康状况，评估各产品的可投保性（可正常投保/需加费除外/可能拒保）。
自然语言多轮对话（适合信息不确定、需要引导的场景，或人类用户直接使用）。
Sorted worst-first. Each finding shows its severity, what it means, its OWASP MCP Top-10 mapping, and a recommended fix — the check id links to the exact methodology row that produced it.
tool: get_schema
A tool description tries to alter the model’s use of another tool.
程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoniRecommendationDescriptions must describe only their own tool.
The server accepts tool enumeration (and likely invocation) with no authentication.
RecommendationRequire OAuth 2.1 authorization for any server exposing non-public tools.
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