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AI-powered personal loan marketplace connecting borrowers with 100+ lenders regardless of credit score.
Do not connect
The assessed surface is high-risk. Remediate the findings before connecting.
Scanned 1 month ago Due for re-check
A server can change after it's graded. Re-run the automated scan to refresh this report.
This grade is deterministic and reproducible: the same server surface always yields the same grade under a given algorithm version. It is a real automated assessment computed by the MCPGrade engine from what the probe actually observed — not a fabricated or opinion score. It is not a manual human pentest, so it can miss context-specific risks.
Every signal below was measured directly by the automated probe. The grade is derived only from evidence like this — nothing is assumed.
The IncredibleFi — Personal Loan Marketplace MCP server exposes 3 tools, focused primarily on general-purpose capabilities. Its published description reads: "AI-powered personal loan marketplace connecting borrowers with 100+ lenders regardless of credit score". It communicates over Streamable HTTP using the 2025-06-18 protocol revision, and does not require authorization to connect. MCPGrade currently rates IncredibleFi — Personal Loan Marketplace D+ — the assessed surface is high-risk and should be remediated before use. Its most notable findings include "Data-exfiltration parameters" and "No authorization on a public remote server". This report is a deterministic, reproducible automated assessment: the same observed surface always yields the same grade under a given algorithm version, and it is refreshed as new scans arrive and free to read — but it is not a substitute for a manual human security review. Always re-check IncredibleFi — Personal Loan Marketplace's advertised tools, transport security, and authorization posture before connecting an autonomous agent or sharing sensitive context with it.
Add IncredibleFi — Personal Loan Marketplace to an MCP client using the endpoint below. Review the grade and findings above before granting an autonomous agent access.
MCP endpoint
https://www.incrediblefi.com/mcpStreamable HTTP transport. This is the MCP endpoint, not a website — paste it into your MCP client server list rather than a browser.
Captured passively during the read-only scan. Click any value to find servers that match it.
The tools this server advertises via tools/list — names, purposes, and the parameters each accepts, exactly as enumerated read-only.
Get the loan application form fields, their types, allowed values, and validation rules. Call this first to understand what information is needed to submit a loan application.
CONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I ag
Sorted worst-first. Each finding shows its severity, what it means, its OWASP MCP Top-10 mapping, and a recommended fix — the check id links to the exact methodology row that produced it.
tool: submit_loan_application
A tool exposes a free-text/webhook/feedback parameter with no honest purpose — a classic exfil channel.
uding no credit history. This helps us match you with the right lendersRecommendationRemove side-channel parameters; constrain tool inputs.
The server accepts tool enumeration (and likely invocation) with no authentication.
RecommendationRequire OAuth 2.1 authorization for any server exposing non-public tools.
tool: submit_loan_application
The server advertises open-world / broadly-scoped capabilities.
no annotations on write-capable tool "submit_loan_application"RecommendationScope tools to the minimum needed.
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Submit additional information for a loan application that previously returned "additional_information_needed". Requires the application_reference token from that response.