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Home mortgage lending patterns, denial rates, and fair lending data from HMDA.
Review before connecting
The findings on this server are worth reviewing before you connect an agent to it.
Scanned 7 days ago Due for re-check
A server can change after it's graded. Re-run the automated scan to refresh this report.
This grade is deterministic and reproducible: the same server surface always yields the same grade under a given algorithm version. It is a real automated assessment computed by the MCPGrade engine from what the probe actually observed — not a fabricated or opinion score. It is not a manual human pentest, so it can miss context-specific risks.
Every signal below was measured directly by the automated probe. The grade is derived only from evidence like this — nothing is assumed.
The hmda MCP server exposes 4 tools across a range of capabilities. Its published description reads: "Home mortgage lending patterns, denial rates, and fair lending data from HMDA". It communicates over Streamable HTTP using the 2025-06-18 protocol revision, and does not require authorization to connect. MCPGrade currently rates hmda C+ — the findings are worth reviewing before you connect an agent to it. Its most notable finding was "No authorization on a public remote server". This report is a deterministic, reproducible automated assessment: the same observed surface always yields the same grade under a given algorithm version, and it is refreshed as new scans arrive and free to read — but it is not a substitute for a manual human security review. Always re-check hmda's advertised tools, transport security, and authorization posture before connecting an autonomous agent or sharing sensitive context with it.
Add hmda to an MCP client using the endpoint below. Review the grade and findings above before granting an autonomous agent access.
MCP endpoint
https://mcp.olyport.com/hmda/mcpStreamable HTTP transport. This is the MCP endpoint, not a website — paste it into your MCP client server list rather than a browser.
Captured passively during the read-only scan. Click any value to find servers that match it.
The tools this server advertises via tools/list — names, purposes, and the parameters each accepts, exactly as enumerated read-only.
Get Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or co
Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lend
Sorted worst-first. Each finding shows its severity, what it means, its OWASP MCP Top-10 mapping, and a recommended fix — the check id links to the exact methodology row that produced it.
The server accepts tool enumeration (and likely invocation) with no authentication.
RecommendationRequire OAuth 2.1 authorization for any server exposing non-public tools.
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Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in
Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and